Interactive Tools
Financial & Tax Calculators Suite
Estimate your Income Tax under New vs Old Regimes, GST liabilities, Loan EMIs, HRA exemptions, and Gratuity entitlement instantly.
Income & Deductions (FY 2024-25)
Deductions (For Old Tax Regime):
Comparative Tax Computation
OLD REGIME TAXABLE
₹ 7,75,000
TOTAL TAX (INC. CESS)
₹ 70,200
NEW REGIME (115BAC)
₹ 9,25,000
TOTAL TAX (INC. CESS)
₹ 44,200
Recommendation: New Tax Regime (Sec 115BAC) is beneficial! You will save ₹ 26,000 in taxes.
*Standard deduction of ₹75,000 in New Regime (Finance Act) & ₹50,000 in Old Regime included. 87A rebate applied.
GST Parameters
GST Tax Breakdown
Net Base Price:
₹ 10,000
Total GST Amount:
₹ 1,800
CGST (Central Tax):
₹ 900
SGST (State Tax):
₹ 900
IGST (Interstate):
₹ 1,800
Gross Total:
₹ 11,800
Loan Particulars
Loan Repayment Summary
ESTIMATED MONTHLY EMI₹ 24,619
Total Interest Payable:
₹ 19,31,348
Total Amount (P + I):
₹ 44,31,348
HRA Rules (Sec 10(13A))
HRA Exemption Result
EXEMPT HRA (SEC 10(13A))₹ 1,20,000
Taxable Portion of HRA:
₹ 1,20,000
Gratuity Calculation (Act 1972)
Gratuity Entitlement
PAYABLE GRATUITY AMOUNT₹ 2,30,769
*Calculated as per (15 * Last Salary * Tenure) / 26. Statutory exemption cap is ₹20 Lakh. Minimum 5 years of continuous service required.
Systematic Investment Plan
Maturity Corpus Projection
EXPECTED MATURITY VALUE₹ 23,23,391
Total Amount Invested:
₹ 12,00,000
Estimated Capital Gains:
₹ 11,23,391